THE home team elite BLOG
Mortgage Considerations When Buying a Vacation Home
As the weather heats up, it may be the perfect time to consider the possibilities of buying a vacation home or second property. A vacation home can be for more than just a getaway, it’s an investment in relaxation, adventure, and cherished memories. But before you start packing for your own dream...
Understanding the Steps of the Mortgage Process: From Pre-Qualifying to Closing
So, you've decided to take the plunge into homeownership. Congratulations! But where do you start? The mortgage process may seem overwhelming, especially for first-time buyers. That's where your local Supreme Lending team comes in to help simplify the journey from pre-qualification to closing,...
Everything You Need to Know About Jumbo Loans
House hunters who are interested in larger or more expensive homes that could exceed certain conforming loan thresholds may need to consider a Jumbo loan program. If you’re dreaming big in your homebuying journey, discover what exactly a Jumbo loan is, qualification requirements, and helpful...
Mortgage PITI: What All Goes Into Your Monthly Mortgage Payment
A mortgage is more than just the home loan amount, so let’s breakdown what all goes into a monthly payment beginning with the short acronym, mortgage PITI—principal, interest, taxes, and insurance. Understanding these factors can help you determine how much home you can afford and budget...
Basics of a Mortgage Closing Disclosure
As anyone who has been through the homebuying process can tell you, there are several important documents that are typically involved. One of the single most vital, and one that all homebuyers will deal with eventually, is known as the mortgage closing disclosure. While closing on your loan can be...
What Is Private Mortgage Insurance & How Does It Work
When considering buying a home and what your mortgage payment will look like, it’s important to be familiar with private mortgage insurance (PMI). All parties in the mortgage and homebuying process must be protected from certain risks, and this includes not only buyers and sellers, but also...
BEN COULTER
Branch Manager
NMLS ID# 383046
Phone: 612.384.7818
AARON DAEGES
Producing Branch Manager
NMLS #367835
Phone: 952.913.7283
BEN COULTER
Branch Manager
NMLS ID# 383046
Phone: 612.384.7818
12330 Lindstrom Lane Office 1 & 2
Lindstrom, MN 55045
Branch NMLS #1992275
80 37th Avenue South Suite 200, Office #7 St. Cloud, MN 56301
Branch NMLS #1975430
5151 Edina Industrial Boulevard, Suite 500, Edina, MN 55435
Branch NMLS #2034009
400 Water Street Suite #106
Excelsior, MN 55331
Branch NMLS #1977408
This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: https://www.SupremeLending.com. © 2023 Everett Financial, Inc. dba Supreme Lending NMLS #2129 (https://www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. Residential Mortgage Loan Originator. Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.