THE home team elite BLOG
How a Bank Statement Loan Can Help Self-Employed Borrowers
Understanding a Bank Statement Loan For entrepreneurs and self-employed individuals, securing a mortgage can often be a challenge. Traditional home loans typically require W-2 tax returns and other documentation that may not accurately reflect the income of self-employed borrowers. This is where...
Mortgage DTI – What Is Debt-to-Income Ratio?
The Ultimate Mortgage DTI Handbook When it comes to securing a mortgage, understanding your finances has never been more important. One of the most important metrics lenders use when evaluating a borrower’s eligibility for a mortgage is Debt-to-Income ratio, commonly known as DTI. Let’s dive into...
Home Renovation Projects to Boost Your Home’s Value in 2024
Undergoing home renovation projects can not only enhance your living space but, if done right, may increase the value of your home. Whether you’re looking to attract buyers before selling your home or want to modernize your space, here are eight popular home renovation projects to consider that...
Understanding Cash-Out Refi Loans and When They Make Sense
If you’re a homeowner looking to gain access to the equity you’ve built in your home, you’ve most likely heard about cash-out refinancing,* also commonly known as cash-out refi loans. These offer a useful way to access cash by refinancing your current mortgage. But there’s more to the process than...
DSCR Loans – What Is Debt Service Coverage Ratio?
An Investor’s Guide for DSCR loans Whether you’re just getting started with your investment portfolio or are a seasoned investor, navigating real estate is all about strategy. Supreme Lending is proud to offer a program to help investors easily finance dream investment homes without a traditional...
Benefits of FHA Loans for First-Time Buyers
Learn why FHA loans may be a perfect option for first-time buyers. While first-time buyers are hunting for their perfect home, they’ll also need to be on the hunt for the perfect mortgage—which may seem more overwhelming and not as enjoyable as touring properties. There are several financing...
BEN COULTER
Branch Manager
NMLS ID# 383046
Phone: 612.384.7818
AARON DAEGES
Producing Branch Manager
NMLS #367835
Phone: 952.913.7283
BEN COULTER
Branch Manager
NMLS ID# 383046
Phone: 612.384.7818
12330 Lindstrom Lane Office 1 & 2
Lindstrom, MN 55045
Branch NMLS #1992275
80 37th Avenue South Suite 200, Office #7 St. Cloud, MN 56301
Branch NMLS #1975430
5151 Edina Industrial Boulevard, Suite 500, Edina, MN 55435
Branch NMLS #2034009
400 Water Street Suite #106
Excelsior, MN 55331
Branch NMLS #1977408
This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: https://www.SupremeLending.com. © 2023 Everett Financial, Inc. dba Supreme Lending NMLS #2129 (https://www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. Residential Mortgage Loan Originator. Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.