THE home team elite BLOG
A Guide to Seller Concessions in the Homebuying Process
If you’re thinking of buying a home, you may want to consider the possibility of seller concessions to help reduce upfront loan expenses. Imagine having a portion of your mortgage closing costs covered or even getting some essential home repairs taken care of without having to dig into your...
6 Common Mortgage Myths Debunked
Don’t let mortgage myths get in the way of your dreams of homeownership. Unfortunately, there are several misconceptions about home financing that can make getting approved for a loan seem more difficult than it could be. Supreme Lending is here to set the record straight and help you navigate the...
Mortgage LTV: What Is a Loan-to-Value Ratio?
When it comes to securing a mortgage, a key factor that lenders consider when evaluating a borrower’s lending capacity is Loan-to-Value (LTV) ratio. Understanding mortgage LTV, how it’s calculated, and how it can impact your mortgage can help you make informed decisions during the homebuying...
Mortgage Refinance Checklist: What Documents Do You Need?
Download a copy of the refinance checklist here. If you’re considering refinancing* your mortgage, there are several ways you can prepare beforehand to ensure a smooth, timely transaction. The refinancing process requires careful planning and organization, starting with gathering the necessary...
Investment Property Loans: Discover the Financing Possibilities
Are you interested in investment property loans, but not sure where to begin? Investing in real estate may offer exciting and rewarding opportunities, including rental income. In fact, HousingWire reported that investment returns for single-family rental homes are expected to rise in 2024 due to...
Are You Just Beyond Qualifying for a Mortgage?
Learn about Supreme Lending’s BEYOND Program, an ITIN Loan Option. Did you or someone you know just miss out on becoming eligible for a mortgage? Supreme Lending may have the solution with the BEYOND mortgage program, commonly known for being an ITIN loan option. However, it’s so much more than...
BEN COULTER
Branch Manager
NMLS ID# 383046
Phone: 612.384.7818
AARON DAEGES
Producing Branch Manager
NMLS #367835
Phone: 952.913.7283
BEN COULTER
Branch Manager
NMLS ID# 383046
Phone: 612.384.7818
12330 Lindstrom Lane Office 1 & 2
Lindstrom, MN 55045
Branch NMLS #1992275
80 37th Avenue South Suite 200, Office #7 St. Cloud, MN 56301
Branch NMLS #1975430
5151 Edina Industrial Boulevard, Suite 500, Edina, MN 55435
Branch NMLS #2034009
400 Water Street Suite #106
Excelsior, MN 55331
Branch NMLS #1977408
This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: https://www.SupremeLending.com. © 2023 Everett Financial, Inc. dba Supreme Lending NMLS #2129 (https://www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. Residential Mortgage Loan Originator. Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.