THE home team elite BLOG
All You Need to Know About Appraisals During the Homebuying Process
What's an Appraisal? For those who have never been through the mortgage process before, an appraisal refers to an unbiased estimate of a home's value. A professional appraiser evaluates the property to confirm its worth, which is then used to determine how much money can be loaned to the borrower...
7 Things to Know Before You Refinance Your Mortgage
There are several things to consider when deciding to refinance* your mortgage. It’s essential that you’re well-informed and ready to make an educated home financing decision to reach your goals. Once you’ve established how soon you can refinance, here are seven other important considerations. 1....
Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs
When it comes to purchasing a home, the down payment is often a big hurdle for borrowers, especially first-time homebuyers. However, there may be an opportunity to help make homeownership a reality through mortgage gift funds. If you’re offered gift funds to use toward a home’s down payment or...
Back-to-School Homeownership Tips: 7 Ways to Prep Your Household
Celebrate new beginnings with these quick and easy back-to-school homeownership tips. As summer winds down and it’s back to school season, it’s not just the kids who need to get ready for the new academic year. Homeowners can also take this time to reassess, reorganize, and revitalize their living...
How Soon Can You Refinance a Mortgage?
Refinancing* your mortgage may be a strategic financial move that may unlock potential savings, but a common question for homeowners is, how soon can you refinance? Timing is everything. Whether you’re looking to lower your monthly mortgage payments, pay off your home loan quicker, or tap into...
Can You Add Renovation Costs to Your Mortgage?
When someone asks if it’s possible to add renovation costs to mortgage, the simple answer is yes! When buying a home, people dream of finding the perfect property that checks off all their boxes. However, sometimes the ideal property may need a little work to become that dream home. This is where...
BEN COULTER
Branch Manager
NMLS ID# 383046
Phone: 612.384.7818
AARON DAEGES
Producing Branch Manager
NMLS #367835
Phone: 952.913.7283
BEN COULTER
Branch Manager
NMLS ID# 383046
Phone: 612.384.7818
12330 Lindstrom Lane Office 1 & 2
Lindstrom, MN 55045
Branch NMLS #1992275
80 37th Avenue South Suite 200, Office #7 St. Cloud, MN 56301
Branch NMLS #1975430
5151 Edina Industrial Boulevard, Suite 500, Edina, MN 55435
Branch NMLS #2034009
400 Water Street Suite #106
Excelsior, MN 55331
Branch NMLS #1977408
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