by Home Team Elite | Feb 8, 2025 | Homebuyers
Whether currently married homeowners or soon-to-be married, it’s important to understand the homeownership rights when it comes to spouses and the state they reside in. Let’s breakdown spousal states versus community property states and how they impact the mortgage...
by Home Team Elite | Nov 1, 2024 | Home Loans, Homebuyers
What’s an Appraisal? For those who have never been through the mortgage process before, an appraisal refers to an unbiased estimate of a home’s value. A professional appraiser evaluates the property to confirm its worth, which is then used to determine how...
by Home Team Elite | Aug 14, 2024 | Home Loans, Homeowners, Refinance
There are several things to consider when deciding to refinance* your mortgage. It’s essential that you’re well-informed and ready to make an educated home financing decision to reach your goals. Once you’ve established how soon you can refinance, here are seven other...
by Home Team Elite | Aug 12, 2024 | Conventional, FHA, Home Loans, Homebuyers, USDA, VA
When it comes to purchasing a home, the down payment is often a big hurdle for borrowers, especially first-time homebuyers. However, there may be an opportunity to help make homeownership a reality through mortgage gift funds. If you’re offered gift funds to use...
by Home Team Elite | Aug 9, 2024 | Homeowners
Celebrate new beginnings with these quick and easy back-to-school homeownership tips. As summer winds down and it’s back to school season, it’s not just the kids who need to get ready for the new academic year. Homeowners can also take this time to reassess,...
